Planning For A Confident Retirement Planning for retirement focuses on making the most of the money and time leading up to retirement. We, meaning you and I, must pay attention to tax issues, debt reduction, diversification, rebalancing and expenses during this period.However, of paramount importance is not to panic in short term market declines, as investor behavior is a much bigger part of long term performance than investment selection. Bryan, I just need a second opinion or have a simple question. Could you give me a call? Name Email Phone Question Thank you! Oops!