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Warts and All

The Dating Game

I Love Leftovers

Let's Be Rational

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The Family of US

Covid Reality Check

We have worked for several years, but we have never seen anything like this. There has never been aphysical/social/financial interruption at this depth and speed. You perhaps recently came across a statement, and it is probably not...

Marshmallows & Bunnies

I am sure you are just as interested in what we can learn from marshmallows and bunnies as I am or was until I came across some interesting research. The study on marshmallows1 is actually quite famous in certain circles that examine...

What are you looking for?

I have been taking a casual survey lately of responses to one question: “How often do you check your investment account balances?” I have heard answers that range from “once a year, if even then” to “3 or...

Mowing The Rainbow

Mowing The Rainbow

23 Charts that show the world is getting better

23 Charts that show the world is getting Better

3 Things Wrong About Lists of Things You Are Wrong About

Sociologists and media commentators can debate whether our times are the most negative in history, but it certainly seems that way to me. We have all heard how damaging sticks and stones can be, but an endless bombardment of negative...

"Formula for Success" or "Aunt Bee, Just call the Man!"

It is a blessing that math is only a small part of my chosen profession. While there are days where calculators consume a great deal of the time, more of my time is spent engaging with people rather than numbers on a page. My work is...

Ground Hog Day Economic Forecast

I had great plans to write an engrossing newsletter exploring the issue of year end economic predictions, and their miserable track record of accuracy. Noted economist John Kenneth Galbraith is quoted that “the only function of...

Wimpy and The Money Supply (April 2016)

It seemed like such a simple question: “How much money is in the world?” The answer is, it depends. It all depends on how we want to define “money” to answer the question. Not that anyone has sat with a...

Forest and Trees

I receive virtually the same call, from different clients, roughly once a week. They all begin by asking how I am, and the same of my wife and daughters. Then they apologize for interrupting my day (which would be impossible), but they...

DOL- Department of Labor

Assume for a moment you are going to take the trip of a lifetime, to somewhere you have dreamed of going for a long time. Do you use a travel agent or make all the arrangements yourself? What day do you leave? Fly or drive? Where do...

Dinosaur Eclipse

I recently turned 59, and received a reminder that I barely missed seeing dinosaurs roam Southern Indiana. However, the reminder did contain an interesting snapshot of life in 1958 (from www.clientbirthday.com). Cost of Living 1958...

Can You Hear Me Now?

If yours is one of the roughly 97% of American households that own a TV, you have likely been asked the question “Can you hear me now?” Similar to “Where’s the Beef?” and “Don’t leave home...

Moles and Investment Planning

It is estimated that the average American adult makes 35,000 decisions every day1. I decided not to even try to verify that number, as when I consider everything from “do I go ahead and get up or catch 9 more minutes of...